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Dental

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Last updated date: 11/1/2024

Healthy teeth and gums are important to your overall wellness. With dental coverage through Delta Dental you have two plan options to cover preventive care and dental treatment.

2024 Dental Plans

The Company offers a choice of dental plans with different benefit levels and costs, so you can choose the one that works best for you.

  • The Standard Option is a lower-cost plan with a lower deductible, annual maximum, and lifetime orthodontia maximum for dependents up to age 19.
  • The High Option is a higher-cost plan with a higher deductible, annual maximum, and lifetime orthodontia maximum for dependents up to age 19.

Both plans offer you access to Delta Dental’s two provider networks. Delta Dental PPO network dentists generally offer the lowest contracted rates and greatest cost savings. The Delta Dental Premier network is broader than the PPO network, so you’ll have greater choice in providers; however, your out-of-pocket costs may be higher than if you had received care from a PPO network dentist.

You can enroll in dental coverage as a new hire, during Annual Enrollment, or if you have a qualifying life event.

Key features

Our dental coverage provides:

Free in-network preventive and diagnostic care

every 6 months to help keep your teeth healthy.

Affordable coverage

that helps you manage the cost of dental treatment.

Wide network of providers

that have agreed to negotiated rates, which helps you save money.

Coverage details

  Standard Option High Option
  In-Network Out-of-Network In-Network Out-of-Network
Paycheck Contribution $ $$
Deductible (separate from your medical/prescription drug deductible) $75 individual
$150 family
$100 individual
$200 family
$100 individual
$200 family
$125 individual
$225 family
Preventive/Diagnostic Services (exams, cleanings, fluoride, sealants, X-rays, consultations, and space maintainers) Covered at 100%, you pay nothing Covered at 100%, you pay nothing
Basic Services (fillings, root canals, oral surgery, denture repair and relining, and treatment of gum disorders) You pay 20% after deductible You pay 20% after deductible
Major Services (crowns, dentures, bridges, inlays, onlays, and occlusal guards) You pay 50% after deductible You pay 50% after deductible
Annual Maximum (applies to basic and major services only) Plan pays $1,000 per person Plan pays $2,000 per person
Orthodontia (for dependent children up to the month they reach age 19) You pay 50% after deductible You pay 50% after deductible
Orthodontia Lifetime Maximum Plan pays $1,500 per person Plan pays $2,500 per person
TMJ Lifetime Maximum Plan pays $1,000 per person Plan pays $1,000 per person

*Note: You pay coinsurance on the lesser of Delta Dental’s Maximum Plan Allowance or the dentist’s actual charge.

How much does dental coverage cost?

You pay for dental coverage through before-tax Premiums from your paycheck. The amount you pay will depend on which plan you choose and whether you cover just yourself or family members, too. You can view your plan costs on the Benefits Center website.

Find a network dentist

You can see any dentist you want, but you’ll generally pay less by staying in network. Selecting a dentist in the Delta Dental network will ensure you receive your plan’s highest benefits. Visit the Delta Dental website to find an in-network dentist near you. When selecting a network, choose either the Delta Dental PPO network or the Delta Dental Premier network.

Request a pretreatment estimate

Request an estimate for procedures and services your dentist believes will exceed $300 (procedures such as crowns, inlays, bridges, and periodontics). For more information, call Delta Dental at 1-800-471-5612 or visit the Delta Dental website.

Save money on dental costs

Use your Health Savings Account (HSA), or Health Care Flexible Spending Account to pay for eligible dental expenses with tax-free dollars.

Access your dental plan online

Visit the Delta Dental website or download the mobile app to find a dentist, review claims, check coverage details, and more.