Overview
We are proud to offer a comprehensive benefits package that includes medical/prescription drug, dental and vision coverage with access to extensive provider networks, as well as financial protection and retirement benefits. Our benefits support health and well-being in all aspects of your life.
Health & Income Protection
You are eligible to participate in Company benefits if you are a full-time active Associate hired with the expectation that you will work a regular schedule of at least 30 hours per week.
If your hours vary and you are not regularly scheduled to work at least 30 hours per week, you may still be eligible for benefits if you worked an average of 30 hours per week over the course of a measurement period (which is considered to be full-time under the Affordable Care Act) that takes place before the Plan year begins. Refer to the Administrative Summary Plan Description for more information.
You may enroll yourself, your legal spouse, your eligible dependent children up to age 26 and your disabled children (as defined by the Social Security Administration) over age 26 under your health benefits. Please note that you will need to provide verification for any dependents you enroll. For more information on your health and income-protection benefits eligibility, see the Eligibility section.
Employee Assistance Program (EAP): All Company Associates and their dependents are eligible for the EAP. Associates do not need to be eligible for, or enrolled in, Company benefits to take advantage of the EAP.
Basic Critical Illness: The Company provides all Associates who are enrolled in either the Standard HSA or Enhanced HSA medical plan with company-paid basic critical illness coverage.
When Coverage Begins
You must make an active election within 31 days of the day you become eligible for benefits or experience a qualified life event. If you make elections, your coverage will be effective as follows:
| If you are… | Any elections you make for yourself, and your eligible dependents will be effective on… |
|---|---|
| A full-time hourly non-union Associate | The first day of the month following 60 calendar days of employment, or when you become eligible for benefits.* |
| A salaried Associate | The first day of the month following or coinciding with your date of hire, or when you become eligible for benefits.* |
| A rehire (full-time) | Your rehire date. |
*Temporary Associates, Associates not on Company payroll, leased associates, interns and other non-regular Associates who are later reclassified as regular Associates will be eligible for benefits on their date of reclassification.
Paying for Coverage
Your per paycheck contributions for benefits depend on the plans you select and in some instances your pay, whether you are a full-time or part-time Associate and/or your tobacco status. For medical coverage only, your contributions also depend on whether your spouse is eligible for medical coverage through their own employer but chooses to be covered under a Company medical plan. Please refer to your Personalized Enrollment Worksheet that you received in your home mail or visit BBU Benefits Center to view your contributions.
You pay your portion of the cost for medical/prescription drug, spending and savings accounts, dental and vision with before-tax dollars, while contributions for all other benefits are paid with after-tax dollars. For the BBU Savings Plan, you can make before-tax, after-tax and/or after-tax Roth contributions.
A Word on the Wellness Screening
Each year, benefits-eligible Associates and their enrolled spouses can participate in a Wellness Screening to each earn a medical plan premium discount of up to $900. As a new hire, you will receive the premium discount for the remainder of 2024. Depending on your date of hire, you may need to participate in the Wellness Screening program to earn your medical plan premium discount for 2025. Learn more about the Wellness Screening program to find out whether you need to participate and how to get started.
Retirement Benefits Eligibility
The Company offers you the opportunity to save money for a financially secure retirement through the BBU Savings Plan while reducing your taxable income. To learn more, visit the BBU Savings Plan page.
Have a 401(k) with your previous employer?
If you contributed funds to a 401(k) with your previous employer, you may consolidate your savings to potentially pay less in fees and allocate your savings among Company’s investment options. For more information on how to roll over your balance, visit the Fidelity website.
If you are a non-union full-time or part-time Associate at a U.S. Bimbo Bakeries USA (BBU) and Bimbo Quick Service Restaurants (BQSR) (the “Company”) location and take no action within 60 days of your hire date, you will be automatically enrolled in the following programs:
- You will contribute 6% before-tax of your eligible pay in the Vanguard Target Retirement Date fund that covers your year of birth.
- You will be enrolled in the automatic increase feature, which increases your contribution rate by 1% each year until you are contributing 10% of your eligible pay.
You can manage your contribution rate or opt out of the automatic increase feature by visiting the Fidelity website. Please note that it may take up to 2 pay periods for your contribution change to take effect in your paycheck.
Company Match
The Company matches 100% of your BBU Savings Plan contributions up to 6% of your eligible pay. Consider contributing at least 6% to earn your full Company matching contribution.
Benefit Options
As a Company Associate, you have a wide range of benefit options. Explore this website to learn about:
How to Enroll
You must enroll within 31 days of your hire date to have coverage this year. Please note that it may take one to two weeks until after your hire date that your information is in the BBU Benefits Center system and you are able to enroll. You have two ways to enroll:
- Online – Enroll on the BBU Benefits Center website any time of day or night.
- By Phone – Call 1-888-60-myBBU (1-888-606-9228) if you have questions or need assistance. Representatives are available to help you Monday through Friday, from 8 am to 7 pm ET.
Do I need to enroll?
Yes, you MUST take action within 31 days of your date of hire to have the benefits you want in 2024. If you don’t enroll, you will default to no coverage for all benefits (including medical/prescription drug, HSA, FSAs, dental and vision), except for your Company-provided benefits which include:
- Basic Term Life and Basic AD&D Insurance coverage
- Short-term Disability coverage
- Basic Long-term Disability coverage
- Employee Assistance Program
- Basic Critical Illness Insurance coverage
If you don’t enroll within 31 days of your date of hire, you cannot make benefit elections until our Annual Enrollment period, unless you experience a qualifying life event.
Enrolling is easy!
The BBU Benefits Center website will guide you through the benefits enrollment process every step of the way.
What You Need to Do to Enroll
Within 31 days of the day you become eligible, go to BBU Benefits Center. You will need to set yourself up in the system. Here’s how:
- Click the Get Started box under New Users.
- Enter the last four digits of your Social Security number, last name, date of birth and postal ZIP code on file with the Company.
- Create a username and password. Going forward, you’ll be able to seamlessly connect from GB-On (the Company’s intranet) to the BBU Benefits Center without having to enter your username and password.
- Choose security questions and a password hint in case you forget your password.
- Follow the prompts to set up your contact preference for secure, two-step authentication.
- Once you’re registered, click the Get Started button on the homepage in the Get Started blue box.
- On the Build Your Profile page, review and confirm your contact information. On the blue tile, click the Get Started button under Complete your New Hire enrollment today!
On the Get Started tab, follow the prompts to enter information (name, birth date and Social Security number*) for any dependents you want to add. When you enroll your dependents, you will be asked to verify them within 45 days of enrolling by providing documents verifying their status (e.g., marriage certificate, birth certificate or official maternity discharge paperwork, adoption papers or legal guardianship papers). During this step you will also need to complete the tobacco status** and spousal surcharge certifications.
On the Choose Benefits tab, select the benefit plans and/or coverage levels you’d like to enroll in and make sure to click Select. As you move through each benefit — from medical to dental, vision, etc. — you can review information on each of the benefits. You can also designate a beneficiary for your benefits, where appropriate.
On the Complete Enrollment tab, after you have selected all the benefits you want, you’ll have the chance to review your cart and the cost of benefits you selected. Then, click Complete Enrollment and submit your elections within 31 days of the date you become eligible.
Print your confirmation page indicating Enrollment Submitted for your records.
*Newborn children are covered from birth for the first 31 days. You must enroll dependent(s) within 31 days of birth and submit documentation within 45 days of enrolling for coverage to continue. Social Security numbers are not required to add newborn dependents to your coverage, and you may call the BBU Benefits Center to provide the Social Security number any time after enrolling a newborn. Coverage for a newly adopted or soon-to-be adopted child will take effect on the date the child is placed for adoption.
**Your tobacco status is used to determine your contributions for critical illness and supplemental life insurance.
Note: If your dependent is over the age of one year old, they can be added to the plan provided you call 1-888-60-myBBU (1-888-606-9228).
Remember!
- Be sure to provide the necessary dependent information to enroll eligible family members.
- Make sure you’ve provided beneficiary information for your life insurance.
BBU Savings Plan
You have two ways to enroll in the BBU Savings Plan to invest for retirement through easy payroll deductions:
- Online – Enroll on the Fidelity website any time of day or night.
- By Phone – Call 1-888-256-2547 if you have questions or need assistance. Representatives are available to help you Monday through Friday, from 8 am to 7 pm.
If you don’t enroll or opt out within 60 days from your hire date, you will be automatically enrolled, contributing 6% before-tax of your eligible pay in the Vanguard Target Retirement Date fund that covers your year of birth.
Important!
Make sure to provide beneficiary information for your BBU Savings Plan account.