Health Income Protection

You are eligible to participate in Company benefits if you are a full-time active associate hired with the expectation that you will work a regular schedule of at least 30 hours per week.

If your hours vary and you are not regularly scheduled to work at least 30 hours per week, you may still be eligible for benefits if you worked an average of 30 hours per week over the course of a measurement period (which is considered to be full-time under the Affordable Care Act) that takes place before the Plan year begins. Refer to the Administrative Summary Plan Description for more information.

You may enroll yourself, your legal spouse, your eligible dependent children up to age 26 and your disabled children (as defined by the Social Security Administration) over age 26 under your health benefits. Please note that you will need to provide verification for any dependents you enroll. For more information on your health and income-protection benefits eligibility, see the Eligibility section.

Employee Assistance Program (EAP): All Company associates and their dependents are eligible for the EAP. associates do not need to be eligible for, or enrolled in, Company benefits to take advantage of the EAP.

Basic Critical Illness: The Company provides all associates who are enrolled in either the Standard HSA or Enhanced HSA medical plan with company-paid basic critical illness coverage.

When Coverage Begins

You must make an active election within 31 days of the day you become eligible for benefits or experience a qualified life event. If you make elections, your coverage will be effective as follows:

If you are…	Any elections you make for yourself, and your eligible dependents will be effective on…
A full-time hourly non-union associate	The first day of the month following 60 calendar days of employment, or when you become eligible for benefits.*
A salaried associate	The first day of the month following or coinciding with your date of hire, or when you become eligible for benefits.*
A rehire (full-time)	Your rehire date.

*Temporary associates, associates not on Company payroll, leased associates, interns and other non-regular associates who are later reclassified as regular associates will be eligible for benefits on their date of reclassification.

Paying for Coverage

Your per paycheck contributions for benefits depend on the plans  you select and in some instances your pay, whether you are a full-time or part-time associate and/or your tobacco status. For medical coverage only, your contributions also depend on whether your spouse is eligible for medical coverage through their own employer but chooses to be covered under a Company medical plan. Please refer to your Personalized Enrollment Worksheet that you received in your home mail or visit Benefits Center to view your contributions.

You pay your portion of the cost for medical/prescription drug, spending and savings accounts, dental and vision with before-tax dollars, while contributions for all other benefits are paid with after-tax dollars. For the BBU Savings Plan, you can make before-tax, after-tax and/or after-tax Roth contributions.